Be that as it may, the reason I
For example, I heard a woman in a commercial this week say that she has received $900 (UK, £594) in rebates by making her purchases on a certain website. My first reaction was "Wow! Maybe that’s where I should be buying things too!" (which is, I’m sure, exactly what the advertiser intended) . My second reaction, however, was to wonder how much I would have to spend to get that kind of rebate. The commercial very conveniently did not mention what percentage of one’s purchases are refunded, but I very quickly calculated that if it were, say, a very generous 5% (which no one would ever do) , I would have to have plunked down $18,000 (UK, £11,883) to receive that particular rebate. Not very likely, at least in this household.
Caveat emptor. That’s all I’m saying.
Here’s another example: A commercial for Premier Walk-in Bath (something an old person like moi might covet) stated it could be obtained for $150 per month. Period. Didn't mention either the purchase price or for how many months, so being ever-vigilant I checked their website. Turns out that the fine print still doesn’t mention the purchase price but does say that a down payment of 1/3 of the price, whatever it is, is required, and that at an example interest rate of 9.9% the cost would be only $150 a month for (take a deep breath) 120 MONTHS [emphasis mine] . Another quick calculation on my part determined that not including the 1/3 down payment the monthly payments come to $18,000 (UK, £11,883) FOR A BATHTUB.
The nice part, of course, is that if I buy it through that other website I will receive a $900 (UK, £594) rebate.
I may be stupid, but I am not crazy.